Omaha Market Stats for November 2011

From Campbell Team Real Estate

Curious about how the market is doing over last year?   Here are the stats for November 2011 vs. November 2010

	2010	2011
Active Current Listings	5,355	4,641
Avg List Price	$180,700	$180,471
Days on the Market	73	68
List to Sales Price Ratio	97%	95%
Number of Sales YTD	8,694	8,698

As you can see, the number of houses on the market has gone down. The asking price is slightly lower, the time on the market is five days longer and the actual price received as a percent of the list price is lower. The market has slowed down some over this time last year.

Compared to last month, we have more houses on the market and they are listing for more money, though they stayed on the market the same amount of time and still sold for 95% of the asking price.

If you would like to see a graph covering a longer time frame of the market, check out my website to see the last year.   If you have any questions or would like a market analysis of your home, please feel free to contact us.

Market Stats for October 2011

From Campbell Team Real Estate

Curious about how the market is doing over last year?   Here are the stats for October 2011 vs. October 2010

	2010	2011
Active Current Listings	5,665	5,254
Avg List Price	$180,731	$180,987
Days on the Market	73	74
List to Sales Price Ratio	97%	95%
Number of Sales YTD	8,106	7,999

As you can see, the number of houses on the market has gone down. The asking price is slightly higher, the time on the market is a day longer and the actual price received as a percent of the list price is lower. The market has slowed down some over this time last year.

Compared to last month, we have fewer houses on the market and they are listing for more money, though they stayed on the market the same amount of time and still sold for 95% of the asking price.

If you would like to see a graph covering a longer time frame of the market, check out my website to see the last year.   If you have any questions or would like a market analysis of your home, please feel free to contact us.

Take Care of Leaks to Help Expenses

By Paul Bianchina
Inman News™

No one likes wasting money, especially in these tough economic times. So it certainly makes sense -- dollars and cents -- to make a small investment of time and supplies to close up those heat-wasting air leaks around your home. It'll pay back big dividends in reduced energy bills and a warmer, more comfortable house this winter. So let's look at some of the areas where those drafts may be lurking, and see how to take care of them.

1. Doors and windows: This should be an obvious one. If you can see gaps between your siding and your windows or exterior doors, close them up with a bead of clear or paintable acrylic latex caulk. Larger gaps can be filled with foam backer rod before applying the caulking.

2. Exterior penetrations: Some of these areas are going to be obvious, while some may take a little bit of searching. Some examples of exterior penetrations where air can leak into the house include exterior faucets, dryer vents, exterior electrical outlets, exterior light fixtures, holes that have been drilled for phone and TV cables, conduit penetrations, exit points for plumbing drains, and penetrations for air conditioning lines. Closing these penetrations may require a variety of different techniques, including caulk, expanding spray foam, or, in the case of electrical boxes and fixtures, specific gaskets that are designed to fit the boxes.

3. Exhaust-vent covers: Dryer vents, range hood vents, bath fan vents, and other interior ventilation equipment typically terminate outside the house in a plastic or metal cover that has one or more louvers on it. The louvers are designed to be in the closed position whenever the fan is not in use, so that outside air doesn't leak in. Check all of these louvers to be sure they're closing completely, with no air leaks. If they aren't, you can adjust the spring tension to hold them closed more tightly; add foam weather stripping tape for a more air-tight seal; or replace the entire vent cap with a new one.

4. Gaps around interior vents and recessed lights: Inside your home, heated air can be leaking out around that same ventilation equipment, where vent pipes pass through the walls or ceiling, or where vent covers meet wall and ceiling surfaces. Recessed light fixtures can also be real air-leakers. Around the vent pipes and recessed light cans, seal any gaps with caulking. For the vent covers and recessed light covers, remove the covers, then adjust the springs and/or add foam weather stripping tape to create a tight seal between the cover and the ceiling.

5. Heat-duct penetrations: Gaps around heating-duct cans where they pass through the floor or wall allow cold air to enter from the crawl space, while gaps around ceiling-duct cans allow heated air to escape into the attic. To close those drafts, first remove the register, then use a combination of caulking and/or metallic duct sealant tape to close any gaps between the sheet metal cans and the floor, wall or ceiling surface.

6. Fireplaces and woodstoves: Lots of gaps can occur around these appliances. With a conventional fireplace, keep the damper closed except when burning a fire to prevent heated air from escaping up the chimney. Consider investing in a set of air-tight doors, which close off the air leaks and also make your fires more efficient. Look for gaps around woodstove and gas fireplace flue pipes, and air leaks around masonry chimneys. Use a metal collar if necessary around flue pipe penetrations, and seal gaps with heat-resistant sealant specially formulated for this application.

7. Attic and crawl space hatches: These can be real air losers if they're not weather stripped, so take care of that with some foam tape. Make sure the hatches are insulated as well.

8. Interior doors to unheated spaces: If you have any interior doors that lead to unheated spaces, including basements, garages or attics, be sure the doors are weather stripped to prevent air leakage. If possible, replace older, hollow-core doors with solid-core or, better yet, insulated metal doors.

9. Sill plates and penetrations: This one's not as easy to deal with, but it's well worth the effort to try to do whatever you can with it. Air can leak both into and out of the house through gaps where the sill plate meets the foundation or the siding, and around plumbing and wiring penetrations drilled through wall plates in various areas. If you have a gap between your siding and the bottom of your exterior wall, especially in older homes where the use of sill sealers was not a common practice, consider closing up this big air gap with a bead of caulking or expanding foam. In the basement, crawl space and attic, if you can access any of the pipes and wires that pass through the wall plates, seal the penetrations with expanding foam.

Christmas Activities in Omaha

This time of year we all keep busy with gathering gifts, wrapping, emailing, partying and mailing out cards. Are you looking for some more things to keep busy during the Christmas season?

Here are some of the activities going on in the metro this month and next. I'll include the cost if I can find out.

When	What - Where	Cost
Nov 18 - Dec 23	A Christmas Carol at Omaha Community Playhouse	Ticket Prices Vary
Nov 24, 6 pm	Light Festival and Concert - Gene Leahy Mall	Free but food donations are being accepted
Nov 24, 9am	Turkey Trot - Midtown Crossing	$200
Nov 25 - Dec 18	Junie B in Jingle Bells, Batman Smells - The Rose Performing Arts	$16 per person $10 per member
Nov 26	Horse and Carriage Rides - Village Pointe Shopping Center	Free
Nov 26	WorldFest Holiday Celebration - Lied Activity Center, Bellevue	Free but toy donations are being accepted
Dec 3 11 am - 3pm	Santa at Rockbrook Village
Dec 3 - 4 12pm - 4 pm	Santa at Lauritzen Gardens	Standard Admission Rates plus $3 per child
Dec 3 - 4	Holiday Market at Aksarben Village
Dec 4 1pm - 3 pm	Christmas Stories at Fontenelle Forest
Dec 9 - 11	The Nutcracker - Orpheum Theater	Tickets Start at $25
Dec 9 - 18 7pm Weekdays, 3pm and 7pm Weekends	Westside Church Christmas Pageant
Dec 10	Debbi's Birthday - Wish Her Happy Birthday	Free
Dec 10 - 11	Dickens in the Old Market	Free
Dec 16 - 18	Christmas with the Symphony - Holland Performing Arts Center	$15 - $80
Dec 16 - 19 6pm - 8pm	Supper with Santa - Henry Doorly Zoo	$15 per person free for kids 3 and under
Dec 18	Caroling in the Forest - Fontenelle Forest
Dec 22 - 23	Mannheim Steamroller - Orpheum Theater	$37 - $77
Dec 26	Dave's Birthday - Wish Him Happy Birthday	Free
Dec 26 - 27 8:30am - 10am	Penguins and Pancakes - Henry Doorly Zoo	$12 for members $15 for non-members free for kids 2 and under

The December 20th edition of the Omaha World Herald has an insert with much more detail and even more activities. Pick one up today!

We have so much going on in town. I hope you find the time to enjoy some of what Omaha has to offer. Get out and relax some with carriage rides, visits with Santa, Christmas lights, and more!

Say Goodbye to Those Familiar Lightbulbs

The Energy Independence and Security Act (EISA) of 2007 is going into effect starting January 1st. It will outlaw the manufacture of incandescent light bulbs, forcing everyone to switch to the compact fluroescent bulbs, halogen lights or LEDs. The EISA mandates a minimum light bulb life of 1,000 hours.

On January 1, 2012, 100W light bulbs will no longer be manufactured. Starting January 1, 2013, 75W bulbs will no longer be manufactured. And starting January 1, 2014, the 60W and 40W light bulbs will no longer be manufactured.

The compact fluroescent light bulbs are the curly bulbs. They use about 1/4 the power of incandescent bulbs and although they have a longer life span of incandescents, how long is a matter of use. The highest life spans quoted are for bulbs left on the entire time. Using them like a regular incandescent bulb drastically shortens the life span.

Halogens look similar to incandescents, use about 30% of the energy, are dimmable and are mercury-free. They are being manufactured and sold in stores now.

Solid State LEDs are being manufactured now and several companies make replacements for 25W, 40W and 60W incandescent bulbs. They are supposed to deliver an energy savings of 80% and are mercury-free. They are supposed to last for 25,000 hours but like CFLs, that number will vary with use. It's doubtful normal users will see that kind of life.

Halloween in Omaha

Looking for some scary good fun in Omaha this Halloween?

Try Scary Acres. It has a haunted master's castle, the house on the hill and now haunted woods. Click here for the list of attractions and videos of their commercial and attractions.

As I've written about before, Vala's Pumpkin Patch is a great place to visit with the kids. It has a magic show, black light miniature golf, animals to pet, the Pumpkin Chunkin' Cannon, corn maze, rides and more.

The Henry Doorly Zoo has its annual Spooktacular going on over the weekends in October. Admission charge includes a hot dog dinner, visits with the Animal Ambassadors, trick or treating with commercial partners and more.

If you have small kids, the Children's Museum has some great activities, too. Check out the Dinosaurs: Dawn of the Ice Age exhibit with moving and roaring dinosaurs. The Cobweb Castle is a kid-friendly castle.

Know of any other activities going on? Please comment and share with us!

Humidifier Guidelines

Humidifiers can be a big help. The general rule of thumb is to have them off in the summer and on in the winter. If you have a humidifier, here is a chart to help you with the settings:

Outside Temp	Recommended Setting
-20 ° F	15
-10 ° F	20
0 ° F	25
+10 ° F	30
+20 ° F	35
Above 20 ° F	40

Market Stats for September 2011

Curious about how the market is doing over last year?   Here are the stats for September 2011 vs. September 2010.

	2010	2011
Active Current Listings	5,916	5,423
Avg List Price	$181,781	$181,610
Days on the Market	69	69
List to Sales Price Ratio	97%	95%
Number of Sales YTD	7,776	7,607

As you can see, the number of houses on the market has gone down. The asking price is lower, the time on the market is no different and the actual price received as a percent of the list price is lower. The market has slowed down some over this time last year

Compared to last month, we have fewer houses on the market and they are going for more money, though they stayed on the market fewer days and still sold for 95% of the asking price.

If you would like to see a graph covering a longer time frame of the market, check out my website to see the last year.   If you have any questions or would like a market analysis of your home, please feel free to contact us.

Halloween at Vala's

Now that school has started and the leaves are turning we begin to think about Halloween. And who doesn't love a good time at Halloween? Around Omaha, we have a great place to go for family fun at Halloween -- Vala's Pumpkin Patch!

Located just outside town off Highway 370 and I-80, Vala's is 212 acres of fun rides, games, snack shacks, petting zoo and more. We have taken our kids every year to spend a day there. We have to make at least one run of the Pigtucky Derby, see the pumpkin-smashing dragon, catch a magic show, sling apples, watch them shoot a pumpkin a mile and so much more.

Our son Isaac poses next to the pumpkin-smashing dragon

Our daughter Stephanie readies her apple while trying to sink the pirate ship.

Vala's has so much for kids to do -- pedal carts, train rides (costs extra), air blisters to jump on, mazes, G-rated haunted houses, petting zoo, black light miniature golf and so much more.

The giant slide is always a hit with the kids. Just one of the many things for kids to do!

You can find out about some of their activities and an interactive map of the grounds here.   You can click here for directions to Vala's.   You can find out more about ticket prices here.   If you have a Boy Scout or Girl Scout in the family, ask them about discount days.

Monthly Home Maintenance

Our homes are our biggest investments and to make the most of our investments we need to do occasional maintenance. Having a good plan in place will help make sure you stay on track. Here are some ideas for monthly maintenance for your house:

• Check and fill gas cans for lawn mowers, weed eaters, snow blowers, etc.
• Oil squeaky doors and tighten up as needed.
• Check and clean range hood filters.
• Check and replace furnace filters.   Maybe tape a piece of paper to the furnace so you can write down each time you change the filter.
• Remove grills on forced air system ducts and vacuum inside the ducts.
• Check the foundation for any cracks.   Also pay attention to sloping to make sure water doesn't run towards the house.
• Examine exposed wood for insect damage.
• Drain a pan of water out of the bottom of your water heater.
• Clean all vents and make sure nothing gets in their way.
• Check your sump pump.
• Test all smoke detectors and carbon monoxide detectors.
• Check all window and door locks to make sure they work correctly.
• Check faucets for leaks and replace any washers if you have any leaks.
• Check the gauges on all fire extinguishers.
• Check all pipes for visible leaks. Don't forget the kitchen and bathroom sinks!

Most of this is pretty easy to do.   It's just checking to make sure everything looks okay.

I will try to remind you each month of things to do around the house.   I will also try to give you quarterly and annual things to do to make sure nothing catches you off guard.   And since it's October, you might want to get out your snow blower (if you own one) and start it up and check it over.   I hear we could be in for a nasty winter.

FAQ for Buyer, Seller and Dual Agency

When you're looking to buy a new home you usually find a real estate agent to help in the search.  Do you know about buyer and seller agency?  Sometimes it is implied and at others it is explicit.  Agency has to do with the fiduciary responsibility the agent has to someone else.  In seller agency the responsibility is to the seller and in buyer agency it is to the buyer.  In short, a seller agent is an advocate for the seller and a buyer agent is an advocate for the buyer.

In Nebraska, all agency used to be seller agency.  All agents were sub-agents to the seller.  This caused a lot of confusion and anger because buyers thought the real estate agent they contacted had their best interests at heart.  That changed later when the unicameral passed the legislation to create buyer agency.

Now in Nebraska, the agent can have seller agency, buyer agency or be a dual agent.  Dual agents work for both the buyer and seller and have to walk a very fine line. (There are other types of agency but these are the three important ones.)

What is buyer representation?

Working with a buyer's agent means you have someone who pledges to you his loyalty, confidentiality, obedience, accountability, reasonable care and diligence.  In other words, he is putting your interests above his own.  If he knows something about the property he needs to tell you and he can guide you in negotiations.

Can I just call the agent whose name is on the sign in front of the house?

The agent who is listing the house is a seller's agent.  That agent has already pledged to the seller to do his best for the seller.  If you agree to work with the seller's agent he then becomes a dual agent.  In Nebraska you will all have to sign a dual agency agreement -- buyer, seller and agent.  The agent will help you as much as possible without violating any previous commitment to the seller.  In other words, he will work for you but is limited compared to a buyer's agent. Why would you want to limit yourself?

Will I get a better deal if I go to the listing agent?

The seller's agent has already pledged fiduciary responsibility to the seller.  He will not counsel the seller to take a lower offer so that you can benefit.  If you have signed a dual agency agreement with the agent, he cannot be advising you or the seller one way or another on price.  At this point, only you and the seller are in charge of the sale.  The agent is just acting as a courier.

Can you show me properties that aren't your listings?

Absolutely!  I can show you listings in the MLS and For Sale by Owner (FSBO).  I can even show you mobile home trailers!  If there is a FSBO you want to see, most of them will agree to pay a buyer's agent if the agent can bring someone qualified.  Do your searching online if you want, then come to us with properties you want to see.  Or give us a call and we will sit down in the office and sift through the MLS together.

How much does buyer representation cost?

Buyer representation normally costs you nothing.  The commission is paid for out of the proceeds of the sale.  The buyer's representation agreement does state you will pay the buyer's commission if the seller refuses but we know ahead of time if that is the case.  You are not going to get caught at closing with a bill for a commission.

Do I have to sign anything?

Yes, our agreement is called Disclosure of Brokerage Relationships in Real Estate Transactions and it outlines what each of our responsibilities are. We need to give this to you at our first substantial meeting.  we will go over each section of the agreement so that you understand it, but essentially it says that for a period of time we will work together in an agency relationship and that we will represent you in the purchase of your new home or land.

How long do I have to sign the agreement for?

The period of time that we are under agreement is negotiable.  It is at-will, meaning you can walk away from us whenever you like. It is over once closing happens.

What else do I need to know about buyer representation?

Buyer's agency means we will do our best to find you a home and this extends all the way through the process.  We will help you look at houses; give you our best opinion on pricing and offers; negotiate inspections and the repair of items found; help with transferring utilities and such; work with the lender and make sure closing happens; and more.  We discuss this all up front so you are comfortable with what is going to happen through the process.

After reading about agency, why wouldn't you want a full-time buyer's agent representing your best interests?  Dual agents will help you but will not advocate for you.  If you want the best representation possible for pricing, negotiations and everything that goes into buying a home, you need a buyer's agent.

Purchase A Home That Needs Repairs

Have you ever wanted to buy a home that needed some work but turned down the chance because you didn't have the money for the repairs? Or maybe the house wouldn't appraise because it needed repairs? What if you could finance the house AND the repairs?
That's what a 203K loan is all about! With a 203K loan you can get a home loan, including the cost of repairs -- both NEEDED and WANTED.

How does it work?
You apply for a 203K loan just like you would an FHA loan -- because it is an FHA loan. There are two types of 203K loan, the 203K Streamline and the 203K. The 203K Streamline is just a simplified version of the 203K.

Do all lenders do 203K loans?
No, not all.

How much can I finance?
Repairs costs can range from $5,000 to $35,000.

Can I buy investment property?
No, this is for owner-occupants only.

Can I buy just a single family home?
No, you can buy single family homes through four-plexes. There are restrictions, like is the property within local zoning laws?

Can I use it to purchase a condo?
Yes, if the condominium complex has been approved by FHA. There are other restrictions, so check with a loan officer to get more details.

You can find out about the 203K program here.

You can also contact Dana Krehmke at HomeServices Lending: (402) 697-4131. And tell her the Campbell Team sent you!

Market Stats for August 2011

Curious about how the market is doing over last year?   Here are the stats for August 2011 vs. August 2010.

	2010	2011
Active Current Listings	5,997	5,564
Avg List Price	$224,745	$194,661
Days on the Market	64	72
List to Sales Price Ratio	97%	95%
Number of Sales YTD	6,687	6,372

As you can see, the number of houses on the market has gone down. The asking price is lower, the time on the market is greater, the time to sell a home has increased and the actual price received as a percent of the list price is lower. The market has slowed down some over this time last year.

Compared to last month, we have fewer houses on the market and they are going for more money, though they stayed on the market one day longer and still sold for 95% of the asking price.

If you have any questions or would like a market analysis of your home, please feel free to contact us.

Defenders of Freedom Air Show

One of the great things about living here is the air show every year at Offutt Air Force Base. This year's air show promises to be even better than years before. Why? I am so glad you asked!

For me, the highlight this year will be the B-2 bomber on display (Wikipedia article). It has flown overhead each year but this year it will land so we can get an up-close and personal look. The B-2 is manufactured by Northrop Grumman, just one of the defense contractors located here in Bellevue.

If you're not into the B-2 that's okay. The air show has lots of static displays like the RC-135 Rivet Joint, the F-16 Fighting Falcon, the B-1 Lancer, the A-10 Warthog, the UH-60 Blackhawk and so much more. Kids and kids at heart can walk through cargo planes, touch (most) of the aircraft and look into cockpits. Talking to the pilots and personnel is a great chance for everyone to learn just what is involved in the lives of our military.

The skies are always filled with performances. Want to see a mock dogfight between the P-51 Mustang, F-4U Corsair and the Japanese Zero? They'll be flying around. The Army's Golden Knights will be dropping in as well. And you can't miss the F-15 Strike Eagle Demo Team or the Mig 17!




Got little kids? There's a Kids Zone with all kinds of things for them to do, too. There's a fee for this but once you pay you can come and go all day. It includes some flight simulators so if you've wanted to get an idea of what it's like to fly in an F-16 you can do that.




The gates are open from 9am - 5pm Saturday and Sunday. Admission is free. Please note that backpacks, coolers and pets are not allowed. There will be plenty of vendors for food and drinks. But bring a hat and don't forget your camera!

Nebraska Is One of the Top 10 Places for Children

According to the National Association of Realtors, the Annie E. Casey Foundation just ranked Nebraska number nine in the nation for children. Each state was given a score based on factors such as infant mortality rates, child and teen death rate, percentage of children in school, and the number of children below the poverty line and in single-parent families.

You can find the original article here and the full list here.

Note that the District of Columbia, Puerto Rico and the U.S. Virgin Islands were not included because they are not states.

The original article from the Huffington Post can be found here.

Arrows to Aerospace Parade

Looking for something to do this weekend? Come to Bellevue for the Arrows to Aerospace Parade!

Started in 1983 and sponsored by the Bellevue/Offutt Kiwanis Club, this festival features the parade, art in the park, pancake feed, pet show and so much more. The parade is in Olde Towne starting at 10 a.m. It meanders down Mission Avenue and ends at Washington Park.

Activities start tonight and go through Saturday. Click here (PDF) for a full list of activities. Click here for pictures from last year's parade.

We hope to see you out there! Come out and join in the fun!

It’s Time to Go Back to School in Omaha

Summer is almost over and the kids have started back to school. Every busy parent could use a hand finding the school website, lunch menu and more. Below, I have put together a table of the websites you might need for the school districts in the Omaha metro.

 

Bellevue	Calendar	Lunch (All Grades)
Council Bluffs	Calendar	Lunch (All Grades)
Louisville	Calendar	Lunch (All Grades)
Millard	Calendar	Lunch (Elementary) Lunch (Junior High) Lunch (High School)
Omaha	Calendar	Lunch (Elementary) Lunch (Secondary)
Papillion-La Vista	Calendar	Lunch (Elementary) Lunch (Secondary)
Plattsmouth	Calendar	Lunch (Elementary) Lunch (Junior High) Lunch (High School)
Ralston	Calendar
Springfield	Calendar	Lunch (All Grades)

 

A few notes about school around here:

• These are just the public schools. There are many private schools in the area.
  
• School supply lists vary by school but aren't really necessary. The schools supply the necessary materials but do have specific requests. Ask your school district to see what you can donate.
  
• Bus schedules and policies vary by district and I could not find much posted on the school districts' websites.
  
• For those being reassigned to Offutt Air Force Base, Bellevue Public Schools are used.
  
• The schools in the Omaha metro (Bellevue, Omaha, Papillion-La Vista, Ralston) are part of a learning community. Click here to find out more.
  
• The schools in the Omaha metro have daycares on-site. Call your school to find details.
  

Good luck and have fun this year!

Market Stats for July 2011

Everyone is curious about how the home market is doing, even those not currently thinking of buying or selling.  A good way to compare the direction of the market is to look at this year's performance against this time last year.  Here are the stats for July 2011 vs. July 2010.

	2010	2011
Active Current Listings	6,134	5,808
Avg List Price	$215,795	$197,256
Days on the Market	61	71
List to Sales Price Ratio	97%	95%
Number of Sales YTD	5,954	5,410

As you can see, the number of houses on the market has gone down. The asking price is lower, the time on the market is greater, the time to sell a home has increased and the actual price received as a percent of the list price is lower. The market has slowed down some over this time last year.

If you have any questions or would like a market analysis of your home, please feel free to contact us.

Omaha Is a Great Place to Live!

According to the Omaha Area Board of Realtor's magazine Focus, Omaha has been received many recognitions in 2011.  So far we have:

#1 - 10 Best Value Cities for 2011 (Kiplinger - July 2011)
#3 - Places with Good Jobs and Cheap Housing (Yahoo! Finance - July 2011)
#5 - Best Cities for Young Professionals (Forbes - July 2011)
#8 - Best Cities for Families (Parenting - June 2011)
#10 - Fastest Selling Cities in America (Realtor.com - May 2011)
#19 - Healthiest Housing Markets for 2011 (Builder - March 2011)
#1 - America's Most Affordable Cities (Forbes - January 2011)

One of the Best Places to Retire (Forbes - March 2011)
One of America's Lowest-Risk Housing Markets (SmartMoney.com - January 2011)

And it's only August!  Stay tuned to see what other recognitions we receive!

Welcome

Our names are Dave and Debbi Campbell.  Dave is a Realtor in Omaha, Nebraska.  Debbi is working on her license and will soon join us. 

In this blog we will be covering issues like financing and home loans, buyer inspections, listing issues, home inspections, contracts and the Omaha house market.